Small Business Lending

Advocacy’s small business lending report examines FDIC data to determine the state of bank lending to small businesses. This report, which analyzes loan data from June 2019 to June 2020, examines the small business lending market at the…

Lending to businesses in counties where a bank has no branches is highly sensitive to economic conditions. During the 2007 recession, distant lending contracted far more sharply than local lending, leaving the share of loans made at a…

The Paycheck Protection Program and Economic Injury Disaster Loan program had significant impacts on the small business lending market. The value of outstanding loans of less than $1 million (considered to be small business loans)…

Advocacy’s small business lending report examines FDIC data to determine the state of bank lending to small businesses. Between June 2017 and June 2019, small business lending remained positive, though below the increase in lending to…

The diversity of small businesses across the United States means their funding needs differ from place to place. Access to bank credit is important for all small businesses, whether located in rural or urban areas. Using FDIC data, this…

Office of Advocacy, January 2020 Small business lending from bank lenders remained positive in 2017, but a slower pace than the previous year. The research report by the Office of Advocacy examines FDIC data to find that small…

In February 2019, the Office of Advocacy published a fact sheet titled “Small Business Facts: What Is the Status of Bank Credit to Small Businesses?” written by Victoria Williams, Research Economist. The fact sheet finds that small business…