What: On June 18, 2026, the Commodity Futures Trading Commission (CFTC) issued a Request for Information (RFI) seeking input on which of its regulations may be impeding fintech innovation and competition, particularly around partnerships with CFTC-regulated entities and fintech firms’ own registration paths.
Why: Executive Order 14405 requires federal financial regulators, including the CFTC, to review existing regulations, guidance, supervisory practices, and application processes. The review should also identify updates that would better facilitate innovation and competition in financial products and services for fintech firms, especially small and emerging firms.
The CFTC’s derivatives-market mandate under the Commodity Exchange Act includes promoting responsible innovation and fair competition, while also deterring market disruptions, preserving the financial integrity of transactions, mitigating systemic risk, and protecting customer assets. The RFI is intended to help recalibrate “tolerances and guardrails” so that these objectives are met without creating unnecessary barriers to new technologies and business models.
Received feedback may guide future CFTC actions, guidance, interpretations, policy statements, or other measures designed to remove overly burdensome requirements that primarily benefit incumbents. The information will also be used to facilitate the broader integration of digital assets and fintech solutions into CFTC-regulated markets and streamline registration/authorization pathways.
Action: Read the RFI and submit comments by the July 9, 2026, deadline.
REQUEST FOR INFORATION:
EXECUTIVE ORDER 14405:
Integrating Financial Technology Innovation into Regulatory Frameworks (PDF)
CONTACT:
John Vatian
EMAIL:
Regulatory Alerts
TAG(S):
CFTC
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