Letter to CFPB: Advocacy Submits Comments on the Bureau of Consumer Financial Protection’s Proposed Rulemaking on Debt Collection

On May 21, 2019, the Bureau of Consumer Financial Protection (Bureau) published a proposed rule on Debt Collection (Regulation F). The Bureau is proposing to amend Regulation F, 12 CFR Part 1006, which implements the Fair Debt Collection Practices Act (FDCPA), to prescribe Federal rules governing the activities of debt collectors covered by the FDCPA.

The proposal would, among other things, address communications in connection with debt collection; interpret and apply prohibitions on harassment or abuse, false or misleading representations, and unfair practices in debt collection; and clarify requirements for certain consumer-facing debt collection disclosures. Advocacy is concerned about the impact that the proposal may have on small entities and encourages the Bureau to take steps to mitigate that impact.


84 Fed. Reg. 23274, May 21, 2019. Docket No. CFPB-2019-0022